Privacy Policy

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Last updated October 14, 2008

Credo Designs Ltd and credodesignsltd.com is operated and presented to users in all locations by Credo Designs Ltd of Minneapolis, Minnesota, U.S.A. This Privacy Policy covers use of information by Credo Designs Ltd and credodesignsltd.com. We are committed to providing a fun, entertaining, and safe website for people of all ages. We are dedicated to safeguarding any personal information collected on the credodesignsltd.com website. We ensure that our privacy policy and our information practices adhere to the United States Children's Online Privacy Protection Act, applicable European Data Protection legislation, Canadian federal and provincial privacy legislation and all other applicable legislation.

To help ensure a rewarding online experience for our visitors, we provide you with this Privacy Policy that describes the credodesignsltd.com website information practices, including how we collect, use and disclose personal information.

1. The Information We Collect

As described in this Privacy Policy, we directly collect during our initial registration process a parent's email address, the account name, and password. When a credodesignsltd.com registrant becomes a paying member, we may collect additional personally identifiable information such as recipients shipping address, credit card billing information including mailing address, and such other information as may be requested from time to time. At this time, the credodesignsltd.com website does not condition a child's participation in an online activity on the child providing any personal information. As credodesignsltd.com grows, this could change. If we make any substantive changes to this policy, we will announce it on our web site and, if you have provided us with contact information, we will also send you a notice to the email address we have on file for you.

The credodesignsltd.com website could use any collected email addresses to notify the registrant about our privacy practices, send you communications either about your account with us or about products and services of credodesignsltd.com and its related companies and affiliates, and for the other purposes described in this Privacy Policy. This email address is correlated with the registrant’s user name.

We may also request a user name and email address when a user submits a form through the "Contact Us" portion of the credodesignsltd.com website so that we may respond to the inquiry.

For some of our online activities - such as polls or surveys - we may ask users to provide information that is not personally identifiable, such as country of residence or a visitor's favorite color.

Additionally, when visitors come to our site, we may passively collect certain non-personally identifiable computer information, such as the type of computer operating system (e.g., Windows XP or Mac OS), the user's IP Address, the web browser (e.g., Netscape, Internet Explorer) being used, and information regarding the Internet service provider. We may link this information to the registrant’s data that we have collected. If we do so, we will treat such linked information as personally identifiable information ("PII").

Finally, we collect financial information as set out in Section 6 of this Privacy Policy. We do not use this financial information for any purpose other than processing payments to credodesignsltd.com. The financial information that you enter to purchase a membership is not stored by credodesignsltd.com, but, instead, is retained by our payments processing vendor for the purpose of processing credit card payments made to credodesignsltd.com.

If personal information is not provided to us, then credodesignsltd.com may not agree to credodesignsltd.com membership and may not be able to provide access to certain content and functionality on the credodesignsltd.com website, or to provide other information, products or services which may be requested.

2. How We Use, Disclose, and Store the Information We Collect

In addition to the purposes described in Section 1, we may actively collect and use email addresses and user names to track usage and to ensure users are following the site's Terms of Use. We may also use email addresses to provide notification regarding the site, such as any future amendments to this Privacy Policy. We also may use information in the aggregate to analyze site usage, as well as to offer products, programs, or services.

We may disclose information where we are required to do so by law, for example, in response to a court order or a subpoena, or where we disclose information to service providers or other group companies who provide support for the operations of our website and who do not use or disclose the information for any other purpose. To the extent permitted by applicable law, we also may disclose PII in response to a law enforcement agency's or other public agency's (including schools or children services) request or if we feel that such disclosure may prevent the instigation of a crime, facilitate an investigation related to public safety or protect the safety of a child using our website, protect the security or integrity of our website, or enable us to take precautions against liability.

If we sell all or part of our business or make a sale or transfer of our assets or are otherwise involved in a merger or business transfer, we may transfer PII to a third party as part of that transaction, to the extent permitted by applicable law.

Finally, we may transfer PII and store it outside of the jurisdiction in which a member of credodesignsltd.com is located.

3. Collection of Information for Third-Party Sites and Sponsors

We do not allow third-party companies to solicit or advertise to our users. Our intention is to keep credodesignsltd.com free from any of this sort of direct advertising.

4. Cookies

We may use software technologies such as unique identifiers or "cookies." Cookies are small text files that we place in visitors' computer browsers to store their preferences. Cookies themselves do not contain any PII. Where we link these unique identifiers with your other PII, we will treat the unique identifiers as PII as long as they are linked. We do use unique identifiers to learn about usage of our site, such as geographic location, how many visitors we have and how often they visit various sections of our site.

5. Security

We have put in place appropriate physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information we collect online.

6. Financial Information

As noted in Section 1, if you decide to make a purchase at credodesignsltd.com, additional financial information will be required at the time of purchase. That information is not stored by credodesignsltd.com, and, instead, is collected and stored by our payments processing vendor for the purpose of processing payments made to credodesignsltd.com. That information is safeguarded with appropriate security, and it will not be used for other purposes. Furthermore, our payments processing vendor has agreed to maintain the confidentiality, security, and integrity of the personal and financial information it obtains from the credodesignsltd.com website, and only to use this information on our behalf. Our financial institution is bound by all applicable privacy laws relating to the provision of financial services.

7. Parental Review of Information, and Objection to Information Collection and Retention

Please contact our Privacy Director as provided in Section 8 if you would like to access the PII that we have collected online from you correct factual errors in such information, request to have this information deleted, request that we no longer collect or maintain such information, or if you would like information about the organizations we disclosure PII to and how to contact them.

Please be sure to include your email address and a telephone number where we can reach you. To protect your privacy and security, we will take reasonable steps to help verify your identity before granting you access to the personal information that we collect and maintain about you.

8. Contact Us

If you have questions or wish to send us comments about this Privacy Policy, please send an e-mail with your questions or comments to contact@credodesignsltd.com or write us:

Credo Designs, Ltd.
Attn: Privacy
3621 85th Ave. North, Suite 108
Minneapolis, MN 55443

Please be assured that any personal information that you provide in communications to the above e-mail and postal mail addresses will not be used to send you promotional materials, unless you so request.

9. Effective Date

The privacy policy set out above is effective as of October 14, 2008, and applies to all information previously obtained by credodesignsltd.com. We reserve the right to change the privacy policy at our sole discretion. credodesignsltd.com users will be informed of any such change by us posting a new privacy policy on the credodesignsltd.com website and the effective date of any change of privacy policy will be clearly marked. As required by law, we will not use PII in ways that are materially different from the ones described in this Privacy Policy without also providing notification of such practices and obtaining consent to any such different uses.